Loan calculators

Estimate monthly loan payment, total repayment, and interest.

Estimate monthly car loan payments from vehicle price, down payment, trade-in, rate, and term.

Estimate personal-loan payment with optional origination fee and monthly add-on costs.

Estimate student loan repayment with optional extra monthly payment.

Calculate the monthly interest-only payment on a loan.

Compare two loan offers by monthly payment and total interest.

Calculate loan-to-value ratio for a home, vehicle, or asset purchase.

Estimate payoff time and interest for a loan balance.

Estimate temporary bridge loan interest, fees, and total short-term borrowing cost.

Compare estimated total cost of buying with a loan versus leasing.

Calculate CLTV from first mortgage, second mortgage, and property value.

Estimate business loan payment, total repayment, and total interest.

Estimate monthly mortgage payment with optional property tax, insurance, HOA, and PMI placeholders.

Estimate how extra monthly payments can shorten a mortgage payoff timeline.

Estimate how extra monthly payments can reduce mortgage payoff time.

Estimate break-even time for buying mortgage discount points.

Estimate income needed for a mortgage payment using a debt-to-income target.

Estimate mortgage APR after adding lender fees and closing costs to loan cost.

Estimate monthly income needed for a target mortgage payment and debt-to-income ratio.

Compare monthly mortgage payments with a biweekly payment strategy.

Estimate an adjustable-rate mortgage payment before and after the rate adjustment period.

Estimate payment savings and break-even time from buying down a mortgage interest rate.

Estimate monthly PMI cost from loan amount and annual PMI rate.

Calculate the interest-only monthly mortgage payment.

Estimate interest savings from an additional one-time mortgage prepayment.

Compare two mortgage options by monthly payment and total interest.

Estimate monthly payment, total interest, and payoff schedule summary for an amortized loan.

Estimate months to pay off a credit card balance with fixed monthly payments.

Estimate time to pay off a debt using fixed monthly payments.

Convert annual percentage rate into an approximate monthly interest rate.

Estimate APR from finance charge, loan amount, and loan term.

Calculate debt-to-income ratio from monthly debt payments and monthly income.

Calculate DSCR from net operating income and annual debt service.

Estimate weekly sleep debt from needed sleep and actual sleep.

Calculate debt yield for a commercial real estate loan from NOI and loan amount.

Calculate debt-to-equity ratio from total liabilities and shareholder equity.